Independent agents may be held responsible for the publication of a directive that does not reflect the terms of the agreement. If you work as a title agent in a region where such an agreement exists, there are several reasons why, in certain circumstances, you cannot rely on it. Be sure to read and understand your state`s agreement in depth. If there is confusion about the details of the contract, contact your sub-author. As a rule, these contracts cover a mortgage pledge right that is not released or satisfied as long as no equity credit line is linked to the loan, as well as certain types of federal and state judgments and tax rights. It is important to remember that, under a compensater`s directive, liability is the nominal amount of the previous policy or $500,000.00, whichever is lower. . . .